PORT PICTON HOMES
Confidential — Investment Presentation
Taylor
Residences
Residences
Condominium Block Acquisition — Global Capital
32 Available Units • 4 Floors • 27,714 SF • All-Cash Basis
Portfolio currently comprises 32 available units. Unit count is subject to change as individual suites remain in active retail sales.
TAYLOR RESIDENCES
Why Canada & Prince Edward County
Why Canada — Investment Thesis
Canada's residential real estate market offers global investors a stable, transparent, and legally robust investment environment. Key advantages include:
GDP Ranking
#9 Global
Title Type
Condo Registered
Foreign Ownership
Permitted
🏛️ Stability & Rule of Law
- G7 nation with AAA-rated sovereign credit
- Common-law legal system (English-based)
- Strong property rights and land title registration
- Transparent, standardized real estate transaction process
- Independent judiciary with enforceable contracts
💰 Investment-Friendly Framework
- No restrictions on foreign ownership of residential property in Ontario (effective 2025)
- Condominium-registered title — individually titled units registered under the Ontario Condominium Act, with full ownership in perpetuity
- Competitive property tax rates vs. global markets
- Canadian dollar provides diversification from USD/EUR/GBP
- Capital appreciation potential in undersupplied markets
📈 Market Fundamentals
- Chronic housing undersupply — 3.5M units deficit (CMHC estimate)
- Strong population growth via immigration (~500K/yr)
- Rental vacancy rates below 2% in many Ontario markets
- Robust rental demand from students, professionals, retirees
- 4–5% annual appreciation in lifestyle-destination markets
🗺️ Ontario — Canada's Economic Engine
- 40% of Canada's GDP — largest provincial economy
- Toronto: 4th largest metro in North America
- Ontario Landlord & Tenant Board provides clear rental framework
- Strong infrastructure and connectivity (highways, rail, air)
- Prince Edward County: 2 hours east of Toronto (GTA access)
Prince Edward County
Ontario's Wine Country
The County
Prince Edward County — locally known as "The County" — is one of Canada's premier lifestyle destinations. A peninsula surrounded by Lake Ontario, it's home to 40+ wineries, Sandbanks Provincial Park, and a thriving arts and culinary scene that draws significant in-migration from Toronto and the GTA.
Ontario's Wine Capital
40+ wineries producing celebrated Pinot Noir, Chardonnay, and sparkling wines. Limestone-rich terroir rivalling Burgundy. Farm-to-table dining culture with chef-driven restaurants.
Sandbanks & Outdoor Living
Sandbanks Provincial Park features white sand dunes and turquoise waters. The 46 km Millennium Trail connects communities by foot and bike year-round.
Growing Demand & Rental Gap
Significant urban in-migration — full-time residents, retirees, and seasonal buyers from the GTA. Critical shortage of purpose-built rental housing. Taylor Residences directly addresses this supply gap.
Picton — The County's Hub
Historic Main Street with boutique shops, high-end dining, breweries, the Regent Theatre, and the Picton Harbour waterfront. All amenities within short distance of Claramount Club.
Port Picton Homes — Est. 1984
Family-owned builder and residential developer with 40+ years of building experience in Prince Edward County. Portfolio includes 8+ named community developments — Port Picton, West Meadows, Cold Creek, Talbot on the Trail, and more. Largest active developer in PEC.
TAYLOR RESIDENCES
Executive Summary
Investment Highlights
- 32 fully finished condominium units across 4 floors
- Block acquisition — $16,000,000 (6.50% discount from $17.11M sticker)
- $682,382 stabilized NOI (4.26% cap rate)
- Diversified unit mix: 1BR, 1BR+Den, 2BR suites ($2,300–$3,400/mo)
- Zero construction risk — fully built and finished
- Projected 43.0% total return over 5 years
- No Canadian mortgage financing required — all-cash basis
- Unit count subject to change (active retail sales)
Asset Details
📐 Product & Design
- 4-storey condominium building
- 32 available units
- 27,714 SF total leasable area
- Average 866 SF per unit
- Fully finished — zero construction risk
💰 Investment Structure
- All-cash block purchase — no debt required
- Claramount Club membership available
- Hold-to-rent with capital appreciation upside
- Condominium-registered title (Ontario Condominium Act)
- No Canadian mortgage financing complexity
🏠 Unit Mix
- 3 × 1BR (673 SF, 1 bath)
- 4 × 1BR (803 SF, 1.5 bath)
- 8 × 1BR+Den / 1 bath (753 SF avg)
- 8 × 1BR+Den / 1.5 bath (943 SF avg)
- 8 × 2BR / 1.5 bath (990 SF avg)
- 1 × 2BR / 2 bath (1,071 SF)
📍 Location
- Claramount Club, Picton, Ontario
- Prince Edward County — "The County"
- 2 hours east of Toronto (GTA access)
💰 Returns
- NOI: $682,382/yr (all-cash)
- Cap Rate: 4.26%
- Projected 5-Year Total Return: 43.0%
TAYLOR RESIDENCES
Complete Unit Inventory
Unit Inventory — 32 Available Units
⚠️ Active Sales Disclaimer: Portfolio currently comprises 32 available units. Unit count is subject to change as individual suites remain in active retail sales. Final block composition and pricing will be confirmed at the time of offer.
| Unit | Floor | SF | Bed | Bath | Den | Balcony | Facing | Price |
|---|---|---|---|---|---|---|---|---|
| Floor 1 — 4 Units | ||||||||
| 101 | 1 | 1,071 | 2 | 2 | — | Terrace | North | $664,000 |
| 104 | 1 | 990 | 2 | 1.5 | — | Corner Balcony | SW Corner | $624,000 |
| 105 | 1 | 753 | 1 | 1 | ✓ | Balcony | South | $450,000 |
| 106 | 1 | 943 | 1 | 1.5 | ✓ | Balcony | South | $562,000 |
| Floor 2 — 11 Units | ||||||||
| 201 | 2 | 803 | 1 | 1.5 | — | Balcony | North | $487,000 |
| 202 | 2 | 673 | 1 | 1 | — | Balcony | North | $409,000 |
| 204 | 2 | 991 | 2 | 1.5 | — | Corner Balcony | SW Corner | $634,000 |
| 205 | 2 | 756 | 1 | 1.5 | ✓ | Balcony | South | $452,000 |
| 206 | 2 | 943 | 1 | 1.5 | ✓ | Balcony | South | $562,000 |
| 207 | 2 | 943 | 1 | 1 | ✓ | Balcony | South | $563,000 |
| 208 | 2 | 753 | 1 | 1 | ✓ | Balcony | South | $451,000 |
| 209 | 2 | 990 | 2 | 1.5 | — | Balcony | SE Corner | $598,000 |
| 210 | 2 | 991 | 2 | 1.5 | — | Terrace & Balcony | NE Corner | $607,000 |
| 211 | 2 | 673 | 1 | 1 | ✓ | Terrace | North | $416,000 |
| 212 | 2 | 803 | 1 | 1.5 | ✓ | Terrace & Balcony | South | $494,000 |
| Floor 3 — 9 Units | ||||||||
| 301 | 3 | 803 | 1 | 1.5 | — | Balcony | North | $495,000 |
| 304 | 3 | 991 | 2 | 1.5 | — | Corner Balcony | SW Corner | $645,000 |
| 305 | 3 | 756 | 1 | 1.5 | ✓ | Balcony | South | $466,000 |
| 306 | 3 | 943 | 1 | 1.5 | ✓ | Balcony | South | $578,000 |
| 307 | 3 | 943 | 1 | 1 | ✓ | Balcony | South | $578,000 |
| 308 | 3 | 753 | 1 | 1 | ✓ | Balcony | South | $466,000 |
| 310 | 3 | 991 | 2 | 1.5 | — | Corner Balcony | NE Corner | $607,000 |
| 311 | 3 | 673 | 1 | 1 | — | Balcony | North | $416,000 |
| 312 | 3 | 803 | 1 | 1.5 | ✓ | Balcony | South | $494,000 |
| Floor 4 — 8 Units | ||||||||
| 401 | 4 | 803 | 1 | 1.5 | — | Balcony | North | $501,000 |
| 404 | 4 | 991 | 2 | 1.5 | — | Corner Balcony | SW Corner | $661,000 |
| 405 | 4 | 756 | 1 | 1.5 | ✓ | Balcony | South | $472,000 |
| 406 | 4 | 943 | 1 | 1.5 | ✓ | Balcony | South | $587,000 |
| 407 | 4 | 943 | 1 | 1 | ✓ | Balcony | North | $587,000 |
| 408 | 4 | 753 | 1 | 1 | ✓ | Balcony | South | $470,000 |
| 409 | 4 | 990 | 2 | 1.5 | — | Corner Balcony | SE Corner | $616,000 |
| 412 | 4 | 803 | 1 | 1.5 | ✓ | Balcony | North | $501,000 |
| TOTAL (32 units) | 27,714 | $17,113,000 | ||||||
Block Discount: The portfolio sticker price of $17,113,000 is subject to a 6.50% bulk acquisition discount, resulting in an all-cash purchase price of $16,000,000 ($577/SF average).
TAYLOR RESIDENCES
All-Cash Financial Pro Forma
All-Cash Financial Pro Forma
Stabilized income waterfall and 5-year projection for the 32-unit Taylor Residences portfolio on an all-cash (unlevered) basis. No Canadian mortgage financing is required.
Income Waterfall — Stabilized Year 1
Gross Rental Income (incl. parking/pet premiums)
$1,131,000/yr
Less: Vacancy Allowance (5.0%)
−$56,550
Effective Gross Income (EGI)
$1,074,450/yr
Less: Operating Expenses (36.5% of EGI)
−$392,068/yr
Property Tax ($2,598/unit avg)
−$83,142/yr
Condo Fees ($5,924/unit avg)
−$189,564/yr
Insurance, Utilities & Operations
−$119,362/yr
Net Operating Income (NOI)
$682,382/yr
Key Performance Indicators
All-Cash Purchase
$16.00M
Stabilized NOI
$682K/yr
Cap Rate
4.26%
Avg Rent / Unit
$2,859/mo
5-Year All-Cash Projection (4% Annual Appreciation)
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 |
|---|---|---|---|---|---|
| NOI (2% annual escalation) | $682,382 | $696,030 | $709,950 | $724,149 | $738,632 |
| Cumulative NOI | $682,382 | $1,378,412 | $2,088,362 | $2,812,511 | $3,551,143 |
| Asset Value (4% appreciation) | $16,640,000 | $17,305,600 | $17,997,824 | $18,717,737 | $19,466,447 |
5-Year Return Summary
Cumulative NOI (5yr)
$3,411,910
Capital Appreciation
+$3,465,637
Future Asset Value
$19,465,637
Total Return
$6,877,547 (43.0%)
All-Cash Advantage: By eliminating mortgage financing, the investor avoids Canadian lending complexity, debt service obligations, DSCR constraints, and interest rate risk. The full NOI flows directly to the investor from Day 1. Total projected return of 43.0% over 5 years includes cumulative cash flow plus capital appreciation.
TAYLOR RESIDENCES
Regulatory & Transaction Notes
Regulatory & Transaction Notes — Global Investors
🏛️ Foreign Ownership — Ontario
- The federal Prohibition on the Purchase of Residential Property by Non-Canadians Act expired January 1, 2025
- No current federal or Ontario provincial restrictions on foreign ownership of residential property
- Non-Resident Speculation Tax (NRST) of 25% applies in designated areas — Prince Edward County is NOT in a designated area
- Condominium-registered title — full ownership of your unit in perpetuity under the Ontario Condominium Act
- Standard Ontario land transfer tax applies (~1.5–2% of purchase price)
💰 Tax Considerations
- Non-resident investors subject to 25% withholding tax on rental income (reduced by treaty)
- Section 216 election allows filing a Canadian return to pay tax on net rental income instead
- Capital gains on disposition: 50% inclusion rate for individuals
- Canada has tax treaties with 90+ countries to prevent double taxation
- Professional tax advice from a Canadian cross-border accountant is strongly recommended
📋 Transaction Process
- Buyer requires a Canadian lawyer for closing (real estate conveyancing)
- Standard Ontario Agreement of Purchase and Sale (APS) used
- Title insurance available and recommended
- Closing timeline: typically 30–90 days from executed APS
- Property management can be arranged through local firms
🏗️ Property Management
- Local property management firms available for turnkey operations
- Ontario Landlord & Tenant Board (LTB) governs rental relationships
- Standard residential lease agreements used province-wide
- Condo corporation handles building maintenance and common elements
- Monthly condo fees cover building insurance, common area maintenance, reserves
⚠️ Important: This section provides general guidance only and does not constitute legal, tax, or financial advice. All prospective international investors should engage qualified Canadian legal counsel and cross-border tax advisors prior to executing any transaction.
Disclaimer
JUNE 2026
Confidential Investment Offering
This Confidential Investment Offering is provided solely for the purpose of evaluating a potential investment in Taylor Residences at Claramount Club by Port Picton Homes.
While the information contained herein is believed to be reliable, Port Picton Homes makes no representations or warranties, express or implied, as to its accuracy or completeness. All prospective investors are expected to conduct their own independent due diligence.
Portfolio currently comprises 32 available units. Unit count is subject to change as individual suites remain in active retail sales. Final block composition and pricing will be confirmed at the time of offer.
Port Picton Homes expressly disclaims any and all liability for errors or omissions in this presentation or in any related written or oral communication.
Confidentiality Notice
This document is confidential and may not be copied, reproduced, or distributed, in whole or in part, without the prior written consent of Port Picton Homes.